Tailored Flat-Fee Business Plans for Every Size Company
Affordable Retirement, No Surprises: With low monthly costs and no
transaction fees for setup, transfers, or 5500 prep, your savings go further.
transaction fees for setup, transfers, or 5500 prep, your savings go further.
Starter Plan
$950 /annually
+ $40 annual per active participant
Simplified plans (Payroll Deduction IRAs) with limited features and easy administration.
- Up to $7,500 employee contribution limit
- No employer contributions
- Automatic enrollment with auto-escalation to encourage participation
- Tax-deferred investment growth & tax-free qualified withdrawals, dependent on plan
Core Plan
$1950 /annually
+ $40 annual per active participant
A customizable 401(k) or Simple IRAs with A.I. features and more plan design options.
- Employer contributions & profit sharing features
- Free design assistance from a retirement plan consultant
- Alternative investment options available**
- Up to $24,500 employee contribution, plan dependent*
Enterprise Plan
$2950 /annually
+ $40 annual per active participant
Our most custom 401(k) with premium support & flexible pricing that scales as you grow.
- Premium support for plan admin and employees
- Support for plan transfers
- Up to $24,500 employee contribution, plus employer contributions & profit-sharing
- Alternative investment options available**
Features that best fit your business and team
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| Ongoing compliance testing | |
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| Auto services | |
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| Live support | |
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| Dedicated support | |
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| Employee contribution limit | $7,500 | $24,500* | $24,500 |
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| Eligibility requirements | |
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| 401(k) loans | |
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| Personalized investment portfolio | |
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| Traditional and Roth contributions | |
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| Rollovers | |
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| Live support | |
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| Priority support | |
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| Mobile app - Coming soon |
*SIMPLE IRA employee deferral limits are $17,000 for most plans and $18,100 for plans with 25 or fewer employees for 2026.
**Alternative investments are eligible in some plans.
Modern Retirement Plans with a Human Touch
$7/month flat fee per active employee for our AI-driven investing platform.