Tailored Flat-Fee Business Plans for Every Size Company
Affordable Retirement, No Surprises: With low monthly costs and no transaction fees for setup, transfers, or 5500 prep, your savings go further.
SEP IRA
$195 /annually
+ $195 asset fee per holding
Simplified Employer Pension plans (SEPs) designed for business owners to make substantial retirement contributions.
- Contribute 25% of your annual compensation up to $70,000.
- Option to add Mega Backdoor Roth
- Alternative investment options available
- Recordkeeping by IRA Club
Solo 401(k)
$395 /annually
+ $195 asset fee per holding
A powerful 401(k) built for the self-employed, featuring exclusive benefits like employer contributions and profit-sharing.
- Up to $70,000 combined total for employee & profit sharing contributions
- Borrow up to 50% of the account balance as the participant
- Alternative investment options available
- Recordkeeping by IRA Club
Features that best fit your business and team
SEP IRA
Solo 401(k)
| Payroll integration |  |
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| Recordkeeping and custodial services | |
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| Government filings | |
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| Ongoing compliance testing | |
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| Live support | |
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| Maximum contribution limit |
25% of net income up to $70k |
$70k – $81,250 dependent on age & income |
| Flat fee pricing model | |
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| Holds alternative investment options | |
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| Mega backdoor Roth provision | |
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| Can borrow from the account | |
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| UDFI exemption | |
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| Comparability profit-sharing | |
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| Alternative investment options available | |
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| Checkbook Control available* | |
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